TODO PAPREMYO SA CARAGA NORTE

Promo Mechanics:

1. The “Todo Papremyo sa Caraga Norte” raffle promo will run on June 1, 2022 to August 31, 2022 and exclusive only in participating areas of Caraga Norte.

2. Customers with M Lhuillier Kwarta Padala Domestic Sendout and Quick Cash Loan (Lukat, Prenda, Renew, Reappraisal), transaction at any M Lhuillier branch and ML Express outlet in Caraga Norte areas are automatically qualified to participate in the promo regardless of the amount of transaction. Below is the list of participating branches for the promo.

Area A	Area B	Area C	Area D
ML Boulevard	ML Ampayon	ML Alegria	ML Capitol Surigao**
ML Buenavista	ML Baan	ML Bacuag	ML Dinagat
ML Butuan 1*	ML Butuan 2	ML Claver**	ML Gaisano Surigao
ML Butuan 5	ML Cabadbaran 1	ML Dapa	ML Libjo
ML Butuan 6	ML Cabadbaran 2	ML Del Carmen	ML San Jose
ML Carmen	ML Cabadbaran Market	ML Gen. Luna	ML Sison
ML J.C Aquino	ML Garame	ML Kitcharao	ML Surigao 1
ML Langihan	ML Magallanes	ML Magpayang	ML Surigao 2
ML Libertad	ML RTR	ML Placer 1	ML Surigao 3
ML Montilla Blvd**	ML Santiago	ML Placer 2	MLX Parkway Surigao City
ML Nasipit	ML Villa Kanangga**	ML Socorro	MLX Hinatuan Island
ML Robinson		ML Taganito	MLX San Juan Dinagat
MLX Diego Silang Butuan		ML Tubod
MLX JP Rizal Butuan		MLX Gigaquit Surigao
MLX Las Nieves Agusan		MLX Taganan Surigao
		MLX Matin-ao
		MLX Ipil Gigaquit
		MLX Tayaca Claver

There will be ten (10) winners of P 5,000.00 each in every draw and four (4) lucky winners will get a chance to win a motorcycle each for the grand draw.

4. All needed information from the participant such as address and other contact details shall be obtained upon transaction.

5. Each qualified transaction will earn the participant one (1) computer generated raffle entry.

6. Draw dates are as follows:

No. of Draw	Date of Entry	Draw Date
1st	June 1-June 30, 2022	July 6, 2022
2nd	July 1-July 31, 2022	August 5, 2022
Grand draw	June 1 –August 31 2022	September 6,2022

No. of Winners	Prize per Winner	Total Prizes
10 winners	P 5,000.00	P 50,000.00
10 winners	P 5,000.00	P 50,000.00
10 winners	P 5,000.00	P 50,000.00
4 winners of Motorcycle	P 50,000.00	P 200,000.00

7. The draws will be held at ML Building, North Reclamation Area, Cebu City at 4 o’clock in the afternoon with the presence of a DTI Representative via virtual meet.

8. Winners are electronically picked based on the entry assigned to the KPTN of M Lhuillier Kwarta Padala domestic send-out, PTN for Quick Cash Loan.

9. Cash Prize is not transferrable and are tax-free. Motorcycle prizes are not convertible to cash.

10. All qualified transactions during the Periods Covered shall qualify for the pertinent draw date. Non-winning entries are no longer qualified in the succeeding monthly draws, but are qualified for the grand draw. Winners may win more than once for as long as the transaction numbers are unique and falls into promo dates covered.

11. Winners will be notified through registered mail or call. For processing of the prize, the winner must go to an ML branch and present: the registered mail, the winning transaction receipt, and a valid unexpired government-issued ID and ML Wallet account number. These documents will be subject to verification by the ML Branch Manager.

12. Once verified, cash prizes will be claimed via ML Wallet Application.

13. List of winners will be posted at ML Facebook page, website, and MLTV’s.

14. Prizes not claimed within sixty (60) days from the date of the publication or announcement or notification of winners, whichever comes last, may be forfeited in favor of the sponsor only upon written approval of the DTI.

15. All employees of M Lhuillier Financial Services, Inc. and their relatives up to 2 nd degree of consanguinity or affinity are disqualified from joining the promo.

16. A participating customers shall sign a consent at the time of transaction with ML that he/she allows the use of his/her name and photo in case he/she wins for publicity purposes.

DTI Fair Trade Permit No. R Caraga - 001, Series of 2022