Promo Mechanics:
1. The” ”Regalong Pang-Ehersisyo Handog ni M Lhuillier “raffle promo will run on October 16,
2022 to January 15, 2023, and exclusive only in participating areas of Zamboanga del Norte and
Misamis Occidental.
2. Customers with ML Kwarta Padala (Domestic Sendout and Payout), Quick Cash Loan (Lukat,
Prenda, Renew, and Reappraisal) and Bills Payment transactions at any M Lhuillier branch in
Zamboanga del Norte, and Misamis Occidental areas are automatically qualified to participate in
the promo regardless of the amount of transaction. Below is the list of participating branches for
the promo.
| AREA A (Zamboanga del Norte) | AREA B (Zamboanga del Norte) | AREA C (Zamboanga del Norte) | AREA D | AREA E (Misamis Occidental) |
| ML DIPOLOG 1 | ML SINDANGAN 1 | ML DIPOLOG 4 | ML MAPANG (ZDN) | ML OROQUIETA 1 |
| ML DIPOLOG 2 | ML SINDANGAN 2 | ML SICAYAB | ML SIBUTAD(ZDN) | ML OROQUIETA 2 |
| ML DIPOLOG 3 | ML POB SINDANGAN | ML TURNO | ML LA LIBERTAD (ZDN) | ML OROQUIETA 3 |
| ML DIPOLOG 4 | ML SALUG | ML TABUK TULAY | ML SAPANG DALAGA (MIS OCC) | ML OROQUIETA 4 |
| ML DIPOLOG 5 | ML MANUKAN | ML POLO | ML CALAMBA 1 (MIS OCC) | ML POB OROQUIETA |
| ML DIPOLOG 6 | ML POB.MANUKAN | ML DAPITAN 1 | ML CALAMBA 2 (MIS OCC) | ML LANGCANGAN |
| ML STA FELOMINA | ML JOSE DALMAN | ML DAPITAN 2 | ML N. PASCUA(MIS OCC) | ML ALORAN |
| ML DIPOLOG 7 | ML LEON POSTIGO | ML DAPITAN 3 | ML BALIANGAO (MIS OCC) | ML TALIC OROQUIETA |
| ML OLINGAN | ML SIAYAN | ML SAN PEDRO | ML LOEZ JAENA (MIS OCC) | ML ALORAN MISAMIS OCC |
| ML BONIFACIO DIPOLOG | ML POB. SALUG | ML LAWAAN | ML PLARIDEL(MIS OCC) | ML MOBOD |
| ML KATIPUNAN | ML ROXAS | ML MINAOG | ML SOUTHERN PLARIDEL(MIS OCC) | |
| ML HERRERA | | ML POLANCO | | |
| ML MABINI DIPOLOG | | ML MUTIA | | |
| ML Punta Dipolog Osmena | | ML PINAN | | |
3. There will be Ten (10) lucky winners to win ₱3,000.00 each (2 winners per Area) in every draw,
and Fifteen (15) lucky winners of brand new bicycle (3 winners per Area) to win in the grand
draw.
4. All needed information from the participant such as name, complete address and contact
number shall be obtained upon transaction.
5. Each qualified transaction will earn the participant one (1) computer generated raffle entry.
6. Draw dates are as follows:
| No. of Draw | Date of Entry | Draw Date | No. of Winners | Prize per Winner | Total Prizes |
| 1st | October 16-November 15,2022 | November 23,2022 | 10 winners | P 3,000.00 | P 30,000.00 |
| 2nd | November 16- December 15,2022 | December 22,2022 | 10 winners | P 3,000.00 | P 30,000.00 |
| Grand Draw | October 16 –January 15,2023 | January 20,2023 | 15 winners of Brand New MTB Bicycle | P25,000.00 | P375,000.00 |
7. The draws will be held at ML Building, North Reclamation Area, Cebu City at 2 o’clock in the
afternoon with the presence of a DTI Representative via virtual meet.
8. Winners are electronically picked based on the entry assigned to the KPTN of M Lhuillier Kwarta
Padala domestic send-out and payout, PTN for Quick Cash Loan, and BPRN for Bills payment.
9. Cash Prize are not transferrable and are tax-free. Bicycle prizes are not convertible to cash.
10. All qualified transactions during the Periods Covered shall qualify for the pertinent draw date.
Non-winning entries are no longer qualified in the succeeding monthly draws, but are qualified
for the grand draw. Winners may win more than once for as long as the transaction numbers are
unique and falls into promo dates covered.
11. Winners will be notified through registered mail and call. For processing of the prize, the winner
must go to an ML branch and present: the registered mail, the winning transaction receipt, and a
valid unexpired government-issued ID and ML Wallet account number. These documents will be
subject to verification by the ML Branch Manager.
12. Once verified, cash prizes will be claimed via ML Wallet Application. The bicycle will be claimed
by the following M Lhuillier branches:(Area A – ML Dipolog 2 , Area B – ML Sindangan 2, Area C –
ML Dapitan 2, Area D – ML Calamba 1 and Area E – ML Oroquieta 1).
13. List of winners will be posted at ML Facebook page, Website, and MLTV’s.
14. Prizes not claimed within sixty (60) days from the date of the publication or announcement or
notification of winners, whichever comes last, may be forfeited in favor of the sponsor only upon
written approval of the DTI.
15. All employees of M Lhuillier Financial Services, Inc. and their relatives up to 2 nd degree of
consanguinity or affinity are disqualified from joining the promo.
16. A participating customers shall sign a consent during the claiming of prizes with ML that he/she
allows the use of his/her name and photo in case he/she wins for publicity purposes.
PER DTI Fair Trade Permit No. R7-107 Series of 2022.
