2. Customers with Kwarta Padala Domestic Send out, International Outbound and Inbound transactions, Quick Cash Loan (Prenda and Renewal) and ML Home and Car Loans at any M Lhuillier branch nationwide are automatically qualified to receive the free E-Load

3. Customers will get the Php 5 free load per transaction

4. Only one mobile number should be loaded with the required load amount within the day.

5. E-Load is not convertible to cash.

6. Not valid in conjunction with other M Lhuillier Promos or Discounts

7. All employees of M Lhuillier Financial Services, Inc. and their relatives up to 2 nd degree of consanguinity or affinity are disqualified from joining the promo.

Per DTI Fair Trade Permit No. FTEB-223915, Series of 2025