Promo Mechanics:
1. The “M Lhuillier-Western Union Cashalo Panalo” promo will run on August 1, 2021 to
October 31, 2021 and is open to all customers nationwide.
2. M Lhuillier Financial Services,Inc. is the promoter of this Promotion.
3. Customers with inbound and outbound transactions at any M Lhuillier branch nationwide
are automatically qualified to participate in the promo.
4. There will be twenty (20) winners to win P 5,000.00 each for outbound transaction and ten
(10) winners to win P 3,000.00 each for inbound transaction every month.
5. Each qualified transaction will earn the participant one (1) computer generated promo
entry.
6. Draw dates are as follows:
| No. of Draw | Date of Entry | Draw dates |
| 1st | August 1-31, 2021 | September 6, 2021 |
| 2nd | September 1-30, 2021 | October 5, 2021 |
| 3rd | October 1-31, 2021 | November 5, 2021 |
No. of Winners
| Inbound | Outbound |
| 10 | 20 |
| 10 | 20 |
| 10 | 20 |
Prize: each
| Inbound | Outbound |
| P 3,000.00 | P 5,000.00 |
| P 3,000.00 | P 5,000.00 |
| P 3,000.00 | P 5,000.00 |
7. The draws will be held at ML Building, North Reclamation Area, Cebu City at 2 o’clock in the
afternoon via virtual meet with the presence of a DTI Representative.
8. Winners are electronically drawn based on the entry assigned with the reference number of
each transaction.
9. Cash Prizes are not transferable and are tax free.
10. All qualified transactions during the periods covered shall qualify for the pertinent draw
date. Winners can only win once for as long as the reference numbers are unique and falls
into promo dates covered.
11. Winners will be notified through call or e-mail. For processing of the prize, the winner must
go to an ML branch and present: the confirmation e-mail, a valid unexpired government-
issued ID and ML Wallet account number. These documents will be subject to verification by
the ML Branch Manager.
12. Once verified, cash prizes will be released via ML Wallet.
13. List of winners will be posted at M Lhuillier’s official facebook page, website, and MLTV’s.
14. Prizes that remain unclaimed after sixty (60) days from the receipt of notification will be
forfeited in favor of M Lhuillier Financial Services, Inc. with prior DTI approval.
15. M Lhuillier collects Personal Information (PI) in order to conduct the promotion and may, for
this purpose, disclose such PI to third parties, including but not limited to agents,
contractors, service providers, prize supplies and as required to regulatory authorities. Entry
is conditional on providing this PI. M Lhuillier will also use and handle PI as set out in its
Privacy Notice, which can be viewed at https://www.mlhuillier.com/privacynotice/.
16. All employees of M Lhuillier Financial Services, Inc. and Western Union and their relatives up
to 2 nd degree of consanguinity or affinity are disqualified from joining the promo.
17. Decisions on the results of the promo made by M Lhuillier and Western Union will be
deemed irrevocable with the concurrence of DTI.
18. A participating customer shall sign a consent with ML and Western Union that he/she allows
the use of his/her name and photo in case he/she wins for publicity purposes.
PER DTI Fair Trade Permit No.FTEB-123204 Series of 2021.
