Promo Mechanics:
1. The “Handog Pasasalamat ng Panay South” raffle promo will run on September 1, 2022 to
November 30, 2022, and exclusive only in participating areas of Panay South.
2. Customers with M Lhuillier Kwarta Padala Domestic Sendout, Quick Cash Loan (Lukat, Prenda, Renew, Reappraisal), Billspayment, and Insurance ( Dengue RX, OFW and CTPL (Compulsory Third Party Liability) transaction at any M Lhuillier branch and ML Express outlet in Panay South areas are automatically qualified to participate in the promo regardless of the amount of transaction. Below is the list of participating branches for the promo.
| Area A | Area A | Area A | Area A | Area A |
| ML Molo | ML Guanco | ML Ilonga | ML Jaro 1 | ML Guimaras |
| ML Avancena | ML Rizal | ML Iznart | ML Jaro 2 | ML Calinao |
| ML Villa Arevalo | ML Ledesma | ML Bo. Obrero | ML Jaro 3 | ML San Lorenzo |
| ML Mohon | ML De Leon | ML Lapaz 1 | ML Jaro 4 | ML Sibunag |
| ML Oton | ML San Agustin | ML Pavia | ML Jaro 5 | ML Cabalagan |
| ML Tigbauan | ML Mandurriao 1 | ML Lapaz 2 | ML Jaro 6 | ML Nueva Valencia |
| ML Guimbal | ML Mandurriao 2 | ML Sta Barbara | ML Ungka | ML Jordan Pier |
| ML Tubungan | ML Guzman | ML Arroyo | ML Tagbak | ML San Miguel Jordan |
| ML Igbaras | ML Jibao-an | ML Cabatuan | ML Leganes | ML Jordan |
| ML Miag-ao | ML San Miguel | ML New Lucena | ML Zarraga | |
| ML San Joaquin | ML Alimodian | ML Ayaman | ML Jalaud | |
| MLX Tigbauan | ML Leon | ML Maasin | ML Burgos Lapaz | |
| ML JM Basa | ML SM Ilo-ilo Showroom | MLX Pandac Pavia | ML Bolong Este | |
| MLX Bolilao Mandurriao | ML Rotunda | | |
3. There will be ten (10) winners of P 5,000.00 each in every draw and five (5) lucky winners per Area will get a chance to win a motorcycle each for the grand draw.
4. All needed information from the participant such as address and other contact details shall be obtained upon transaction.
5. Each qualified transaction will earn the participant one (1) computer generated raffle entry.
6. Draw dates are as follows:
| No. of Draw | Date of Entry | Draw Date |
| 1st | September 1-30, 2022 | October 7 ,2022 |
| 2nd | October 1-31, 2022 | November 7 , 2022 |
| Grand draw | September 1 - November 30,2022 | December 6, 2022 |
| No. of Winners | Prize per Winner | Total Prizes |
| 10 winners | P 5,000.00 | P 50,000.00 |
| 10 winners | P 5,000.00 | P 50,000.00 |
| 10 winners | P 5,000.00 | P 50,000.00 |
| 5 winners of Motorcycle | P52,000.00 | P260,000.00 |
7. The draws will be held at ML Building, North Reclamation Area, Cebu City at 2 o’clock in the afternoon with the presence of a DTI Representative via virtual meet.
8. Winners are electronically picked based on the entry assigned to the KPTN of M Lhuillier Kwarta Padala domestic send-out, PTN for Quick Cash Loan, and BPRN for Billspayment and Insurance ( Dengue RX, OFW and CTPL (Compulsory Third Party Liability).
9. Cash Prize are not transferrable and are tax-free. Motorcycle prizes are not convertible to cash.
10. All qualified transactions during the Periods Covered shall qualify for the pertinent draw date. Non-winning entries are no longer qualified in the succeeding monthly draws, but are qualified for the grand draw. Winners may win more than once for as long as the transaction numbers are unique and falls into promo dates covered.
11. Winners will be notified through registered mail or call. For processing of the prize, the winner must go to an ML branch and present: the registered mail, the winning transaction receipt, and a valid unexpired government-issued ID and ML Wallet account number. These documents will be subject to verification by the ML Branch Manager.
12. Once verified, cash prizes will be claimed via ML Wallet Application.
13. List of winners will be posted at ML Facebook page, website, and MLTV’s.
14. Prizes not claimed within sixty (60) days from the date of the publication or announcement or notification of winners, whichever comes last, may be forfeited in favor of the sponsor only upon written approval of the DTI.
15. All employees of M Lhuillier Financial Services, Inc. and their relatives up to 2nd degree of consanguinity or affinity are disqualified from joining the promo.
16. A participating customers shall sign a consent at the time of transaction with ML that he/she allows the use of his/her name and photo in case he/she wins for publicity purposes.
PER DTI Fair Trade Permit No. R6-45, Series of 2022.
